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Unwrap the Gift That Keeps Giving

Still thinking about last year’s festive spending? Hit the financial reset button with a balance transfer.

The season of giving is still going at Greater Niagara FCU. Now, through February 29, 2024, credit union Members can take advantage of our VISA® Balance Transfer promotion with interest rates as low as 7.24% APR for the life of the balance. Consolidate your credit card debt into one low-rate payment when you switch to a Greater Niagara FCU VISA® Credit Card that comes with benefits & rewards

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Experience Greater Credit

What can you use a balance transfer for? What are the benefits of using our VISA® Balance Transfer promotion?

  • Simplify payments by transferring ALL outstanding credit card balances into ONE Greater Niagara FCU Credit card.
  • Pay less in interest and more towards principal balances with interest rates as low as 7.24% APR. 
  • Make just one monthly payment as opposed to several. 
  • Free up some extra cash for the new year like college tuition payments, home repairs and upgrades, planning your next great family vacation, or whatever else your financial future holds!

What Is a Credit Card Balance Transfer?

A credit card balance transfer consists of moving funds from one credit card account to a new card, typically to consolidate outstanding, high-interest balances into one, low-interest credit line. 

Generally, these promotions offer consumers significantly lower interest rates, waived transfer fees, and better benefits like ScoreCard® Rewards points and cash back on everyday purchases.

Apply for a Balance Transfer

Greater Niagara FCU VISA® Credit Card

By transferring your outstanding credit card balances to a Greater Niagara Federal Credit Union VISA® Credit Card, you benefit from zero annual fees, no added costs for cash advances or balance transfers, increased perks & rewards, interest rates starting at 7.24%, & much more!

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Not Yet a Credit Union Member?

Not a problem! Do you live, work, worship, attend school, or conduct business in either Erie County or Niagara County? Great! You’re eligible for membership to Greater Niagara FCU. And with two conveniently located WNY branches, access to smart banking options & great, low-rate loans can be had by taking just a few minutes to apply!

Apply for membership & join the Greater Niagara Federal Credit Union today.

Become a Member

Contact Greater Niagara

If you’re not quite ready to apply or have more questions, speak with a representative today!

Anyone who lives, works, worships, attends school, or conducts business in Erie or Niagara County is eligible for membership to Greater Niagara FCU. If you have any questions, please call us at 716-297-5944 or 716-695-1829 or email gnfcu@greaterniagarafcu.com. Once we’re connected, we can schedule a time to review this opportunity and more.

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