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Refresh Your Finances

Apply for a Greater Niagara FCU VISA® Credit Card Balance Transfer starting at 7.24% APR.

Scrub spending habits, declutter debt, & clean up your credit with a GNFCU balance transfer. Now, through June 30, 2024, Members can take advantage of our VISA® Balance Transfer promotion with interest rates as low as 7.24% APR. Experience more benefits and rewards when you switch to a Greater Niagara FCU VISA® Credit Card.

Experience Greater Credit

What can you use a balance transfer for? What are the benefits of using our VISA® balance transfer promotion?

  • Simplify payments by transferring ALL outstanding credit card balances into ONE Greater Niagara FCU Credit Card.
  • Pay less in interest & more towards principal balances with interest rates as low as 7.24% APR. 
  • Make just one monthly payment as opposed to several. 
  • Free up some extra cash for the new year like college tuition payments, home repairs & upgrades, planning your next great family vacation, or whatever else your financial future holds!

What Is a Credit Card Balance Transfer?

A credit card balance transfer consists of moving funds from one credit card account to a new card, typically to consolidate outstanding, high-interest balances into one, low-interest credit line.

Generally, these promotions offer consumers significantly lower interest rates, waived transfer fees, & perks such as ScoreCard® Rewards points & cash back on everyday purchases.

Apply for a Balance Transfer

Greater Niagara FCU VISA® Credit Card

By transferring your outstanding credit card balances to a Greater Niagara Federal Credit Union VISA® Credit Card, you benefit from zero annual fees, no added costs for cash advances or balance transfers, increased perks & rewards, interest rates starting at 7.24%, & much more!

Learn More

Not Yet a Credit Union Member?

Not a problem! Do you live, work, worship, attend school, or conduct business in either Erie County or Niagara County? Great! You’re eligible for membership to Greater Niagara FCU. And with two conveniently located WNY branches, access to smart banking options & great, low-rate loans can be had by taking just a few minutes to apply! 

Apply for membership & join the Greater Niagara Federal Credit Union today. 

Become a Member

Contact Greater Niagara Federal Credit Union

If you have any questions, please call us at 716-297-5944 or 716-695-1829 or email gnfcu@greaterniagarafcu.com. Once we’re connected, we can schedule a time to review this opportunity.

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