How It Works

Applying for an auto loan with Greater Niagara FCU is easy, with just a few simple steps. 


Become a Member

Join the Greater Niagara Federal Credit Union to take advantage of this limited time loan opportunity.

Apply for an Auto Loan

Greater Niagara FCU offers new and used vehicle loans with flexible terms and low rates for Members. You may be eligible to finance up to 100% of the vehicle purchase price plus title, taxes, fees, and warranty for a new vehicle, or 100% of the NADA retail value including an allowance for mileage and options plus title, taxes, fees, and warranty for a used vehicle.

Purchase Your Vehicle

Whatever wheels you’re looking for, we can help you find a way to pay for it. Count on less stress and more excitement with this limited time offer from Greater Niagara FCU!

Our Vehicle Purchasing Partner 

Enterprise Car Sales is a trusted partner of Greater Niagara FCU. Located at 6755 Transit Road in East Amherst, NY, Enterprise presents a great alternative to traditional car dealerships with simple pricing, professional salespeople, and a low-pressure sales approach. All vehicles sold by ECS include a 109 Point Vehicle Inspection, a Seven-Day Repurchase Agreement, 12/12 Limited Powertrain Warranty, and One Year Roadside Assistance Program. 

Have questions? Let us know!


Already Have an Auto Loan? 

Members can apply for greater auto loan refinancing! If you have an existing auto loan with another financial institution, you can speak with one of our loan officers to review all possible loan refinancing options available to you as a Greater Niagara FCU Member.  

Explore Additional Loan Options 

Personal Loans

Boat & RV



Home Equity Lines of Credit


Credit Life & Disability

GAP Insurance