Bring Us Your Balance

You’ve always trusted us with what matters most, now we’re bringing even more value back to you with a 2.34% APR VISA® Balance Transfer.

With dedicated support and smarter ways to manage your debt, Greater Together CU is the same trusted partner helping you move your finances forward.

Apply Now

Less Payments. More Perks.

We’re here to help you simplify your balance into one monthly payment. 

Spend as you normally do. We bring the ScoreCard® rewards back to you.

Hurry!
Offer ends 12/31/26.

Experience Greater Credit

What can you use a balance transfer for? What are the benefits of using our VISA® balance transfer promotion?

Simplify payments by transferring ALL outstanding credit card balances into ONE Greater Together CU Credit Card.

Pay less in interest and more toward principal balances with interest rates as low as 2.34% APR.

Make just one monthly payment as opposed to several.

Free up some extra cash for college tuition payments, home repairs or upgrades, planning your next great family vacation, or whatever else your financial future holds!

What Is a Credit Card Balance Transfer?

A credit card balance transfer consists of moving funds from one credit card account to a new card, typically to consolidate outstanding, high-interest balances into one, low-interest credit line.

Generally, these promotions offer consumers significantly lower interest rates, waived transfer fees, and perks such as ScoreCard® Rewards points and cash back on everyday purchases.

Apply for a Balance Transfer

Greater Together
CU VISA® Credit Card

By transferring your outstanding credit card balances to a Greater Together Credit Union VISA® Credit Card, you benefit from zero annual fees, no added costs for cash advances or balance transfers, increased rewards, low interest rates starting at 2.34%, and much more!

Learn More

Not Yet a Credit Union Member?

Not a problem! Do you live, work, worship, attend school, or conduct business in either Erie County or Niagara County? Great! You’re eligible for membership to Greater Together CU. And with two conveniently located WNY branches, access to smart banking options & great, low-rate loans can be had by taking just a few minutes to apply! 

Apply for membership & join the Greater Together Credit Union today.

Become a Member

See What Our Members Are Saying

Nick is tremendous! He made applying for and receiving our new auto loan seamless. Greater Together has the best, most competitive rates in WNY!

Cathy T.

Zack made opening my account quick and easy, always a friendly staff.

Russell Graf

Been a member of the credit union since the early '80s. Always great service, friendly and courteous. Highly recommend.

Gary Zanghi

Contact Greater Together CU

If you’re not quite ready to apply or have more questions, speak with a representative today!

Anyone who lives, works, worships, attends school, or conducts business in Erie or Niagara County is eligible for membership to Greater Together CU. If you have any questions, please call us at 716-297-5944 or 716-695-1829 or email loans@greatertogethercu.com. Once we’re connected, we can schedule a time to review this opportunity.

*Restrictions apply. Visit a branch or contact Loans@GreaterTogetherCU.com for more information. May not be combined with other offers or discounts.