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Tackle Your Greater Financial Goals

Draw up the right play and score more with a Greater Niagara FCU VISA® Credit Card Balance Transfer.

Your greater defense against debt is only a few calls away. Now, through the end of the year (12/31/25), Greater Niagara Credit Union Members can take advantage of our VISA® credit card balance transfer promotion with interest rates as low as 1.23% APR. Experience more benefits and rewards when you switch to a Greater Niagara FCU VISA® Credit Card!

Apply TodayBecome a Member

Defend Against High Interest with Rates as Low as 1.23% APR

Pass Your Credit Card Balances to ONE Monthly Payment

Score on Everyday Purchases with ScoreCard® Rewards

Hurry & No-Huddle — Offer Ends 12/31/25!

Experience Greater Credit

What can you use a balance transfer for? What are the benefits of using our VISA® balance transfer promotion?

  • Simplify payments by transferring ALL outstanding credit card balances into ONE Greater Niagara FCU Credit Card.
  • Pay less in interest and more towards principal balances with interest rates as low as 1.23% APR. 
  • Make just one monthly payment as opposed to several. 
  • Free up some extra cash for the new year like college tuition payments, home repairs or upgrades, planning your next great family vacation, or whatever else your financial future holds! 

Greater Niagara FCU VISA® Credit Card

By transferring your outstanding credit card balances to a Greater Niagara Federal Credit Union VISA® Credit Card, you benefit from zero annual fees, no added costs for cash advances or balance transfers, increased rewards, low interest rates starting at 1.23%, and much more!

Learn More

What Is a Credit Card Balance Transfer?

A credit card balance transfer consists of moving funds from one credit card account to a new card, typically to consolidate outstanding, high-interest balances into one, low-interest credit line. 

Generally, these promotions offer consumers significantly lower interest rates, waived transfer fees, and perks such as ScoreCard® Rewards points and cash back on everyday purchases.

Apply for a Balance Transfer

Not Yet a Credit Union Member?

Not a problem! Do you live, work, worship, attend school, or conduct business in either Erie County or Niagara County? Great! You’re eligible for membership to Greater Niagara FCU. And with two conveniently located WNY branches, access to smart banking options & great, low-rate loans can be had by taking just a few minutes to apply! 

Apply for membership & join the Greater Niagara Federal Credit Union today. 

Become a Member
“

Nick is tremendous! He made applying for and receiving our new auto loan seamless. Greater Niagara has the best, most competitive rates in WNY!

Cathy T
“

Zack made opening my account quick and easy, always friendly staff.

Russell Graf
“

Been a member of the credit union since the early '80s. Always great service, friendly and courteous. Highly recommend.

Gary Zanghi

Contact Greater Niagara

If you have any questions, please call us at 716-297-5944 or 716-695-1829 or email gnfcu@greaterniagarafcu.com. Once we’re connected, we can schedule a time to review this opportunity.

*Disclaimer: APR is the annual percentage rate. Balances transferred to your Greater Niagara FCU credit card between now and December 31, 2025, will be 1.23% APR for 6 billing cycles, the remaining balance of the transfer will go up to the normal APR after the 6 months. Purchases and Cash Advances are subject to the normal APR, based on creditworthiness associated with your credit card. Payments will be applied per the credit card agreement. ScoreCard availability based on creditworthiness.
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