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Greater Financial Growth on Your Terms

Experience Yesterday’s Spending Through
Today’s Savings

Apply for a Greater Niagara FCU Balance Transfer. Now, through February 23, 2023, Credit Union Members can take advantage of our Visa® Credit Card Balance Transfer promotion with interest rates as low as 5.99% APR. Roll your outstanding credit card balances into one low-rate payment when you switch to a Greater Niagara FCU Visa® Credit Card that comes with benefits and rewards you can start using today and tomorrow!

And if you apply soon, you’ll also have a chance for an even greater offer… a $250 Amazon Gift Card!

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You Could Win a $250 Gift Card!

Need a little extra financial lift after the holidays? How about a gift?!

Apply for a Visa® Credit Card Balance Transfer with Greater Niagara FCU and you’ll be automatically entered for a chance to win a $250 Amazon Gift Card!

Apply & Enter to Win

Experience Greater Credit

What can you use a balance transfer for? What are the benefits of using our Visa® Balance Transfer promotion?

Transfer ALL outstanding credit card balances into ONE Greater Niagara FCU Credit Card.

Pay less in interest and more towards principal balances with interest rates as low as 5.99% APR.

Make just one monthly payment as opposed to several.

Free up some extra cash for college tuition payments, home repairs and upgrades, planning your next great family vacation, or whatever else your financial future holds!

What Is a Credit Card Balance Transfer?

A credit card balance transfer consists of moving funds from one credit card account to a new card, typically to consolidate outstanding, high-interest balances into one, low-interest credit line.

Generally, these promotions offer consumers significantly lower interest rates, waived transfer fees, and better benefits like ScoreCard® Rewards points and cash back on everyday purchases.

Apply for a Balance Transfer

Greater Niagara FCU Visa® Credit Card

By transferring funds over to a Greater Niagara Federal Credit Union Visa® Credit Card, you benefit from zero annual fees, no added costs for cash advances or balance transfers, increased perks and rewards, interest rates as low as 5.99%, and much more.

Learn More

Not Yet a Credit Union Member?

Not a problem! Do you live, work, worship, attend school, or conduct business in either Erie County or Niagara County? Great! You’re eligible for membership to Greater Niagara FCU. And with two conveniently located WNY branches, access to smart banking options and great, low-rate loans can be had by taking just a few minutes to apply!

Apply for membership and join the Greater Niagara Federal Credit Union today. 

Become a Member

Contact Greater Niagara

If you have any questions, please call us at 716-297-5944 or 716-695-1829 or email gnfcu@greaterniagarafcu.com. Once we’re connected, we can schedule a time to review this opportunity and more.
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APR is the annual percentage rate. Balances transferred to your Greater Niagara FCU credit card between now and February 22, 2023, will be 5.99% APR for the life of the balance. Purchases and Cash Advances are subject to the normal APR, based on creditworthiness, associated with your credit card. Payments will be applied per the credit card agreement. ScoreCard availability based on creditworthiness.