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Now through December 31, 2022, Greater Niagara FCU Members can apply for the low-rate personal loan that fits their financial needs this holiday season. For a limited time only, credit union Members can apply for a personal loan of $1,500 for 12 months at 6.95% APR or $3,000 for 24 months at 8.95% APR

Whether you need to purchase gifts for everyone on your holiday shopping list, cover travel expenses, or whatever else you need to make the season bright, Greater Niagara FCU is here to make your New Year’s wish come true with a new personal loan! 


Less Interest — More Memories

Getting the money you need at the lowest interest rate possible is how Greater Niagara FCU adds financial flexibility to our community and Members. 

Use a GNFCU personal loan to cover…

Holiday travel expenses.

Christmas & New Year’s parties.

Gifts under the tree.

Overstuffed stockings.

Or whatever else you need extra cash for this holiday season! Automate your monthly payments to pay off your personal loan at rates lower than most credit card companies for additional flexibility and savings!


Personal Loan Options

Unsecured Personal Loans:

With our low competitive rates and flexible terms, our unsecured loan is perfect for any worthwhile purpose.

Share Secured Loans:

Make your money work for you. With a Share Secured Loan, your savings are used as collateral for your personal loan. This is also a great way to establish credit or improve your credit score by simply making regular payments.

Lean on Greater Personal Loans

If you’re not ready to apply or have more questions, speak with a representative today!

Anyone who lives, works, worships, attends school, or conducts business in Erie or Niagara County is eligible for membership to Greater Niagara FCU. If you have any questions, please call us at 716-297-5944 or 716-695-1829 or email gnfcu@greaterniagarafcu.com. Once we’re connected, we can schedule a time to review this opportunity and more.