Greater Niagara FCU is your neighborhood credit union offering better savings right in your backyard. Now through July, credit union Members can apply for a Home Equity Line of Credit (HELOC) with a 6.44% APR, or choose an unsecured loan with rates as low as 10.74% APR.
Our flexible loan options make it easy to fund your outdoor upgrades in time for summer—from patio preparations to pool renovations. Make lower payments and long-lasting memories.
What Is a HELOC?
A Home Equity Line of Credit, or HELOC, allows you to use the equity in your home as cash when you need it. As such, HELOCs provide credit union Members with greater flexibility when borrowing and repaying funds—ideal for home improvements, debt consolidation, education, and more.
What Is an Unsecured Loan?
Unlike loans that require collateral, like your home, unsecured loans are approved based solely on your creditworthiness. They’re a great option for Members who prefer not to use their home as collateral—or who don’t currently own one. With APRs as low as 10.74%, Greater Niagara FCU’s unsecured loans offer similar financial flexibility for life’s needs.
Types of Unsecured Loans
Personal Loans
Student Loans
Credit Card Loans
Not Yet a Credit Union Member?
Not a problem! Applying for Membership is quick and easy. If you live, work, worship, attend school, or conduct business in either Erie County or Niagara County, you’re eligible to join Greater Niagara FCU. With two conveniently located WNY branches and access to smart banking options, great rates are just a few clicks away!
Become a GNFCU Member
Contact Greater Niagara FCU
Greater Niagara FCU Loan Officers are ready to help you take advantage of this limited-time offer. If you’re not ready to apply for a Greater Niagara FCU Membership, or have more questions about our services, a friendly Loan Officer is ready to walk you through any and all details!
Anyone who lives, works, worships, attends school, or conducts business in Erie or Niagara County is eligible for membership to Greater Niagara FCU. If you have any questions, please call us at 716-297-5944 or 716-695-1829 or email gnfcu@greaterniagarafcu.com. Once we’re connected, we can schedule a time to review this opportunity.
