Cash in on one of your greatest investments—your home. Greater Niagara FCU offers competitive rates on home equity credit lines designed to help you build better financial security.

Make Greater Niagara FCU your first stop for a Home Equity Line of Credit. We offer our members a fixed rate HELOC that allows you to use the equity in your home as cash when you need it. Many homeowner members use their HELOC to fund large repairs and improvements to their homes. However, you can also use a Greater Niagara FCU HELOC for any large expenses or even debt consolidation.

A Greater Niagara FCU Home Equity Line of Credit has a fixed interest rate.

Consult a tax advisor regarding the deductibility of your interest.

If you are unsure if a HELOC is right for you, contact one of our branches at 2901 Military Road, Niagara Falls, NY (716-297-5944) or 160 Ward Road, North Tonawanda, NY (716-695-1829) to make an appointment with a loan officer to discuss your options.

Additional Information: $125.00 application fee* is reimbursed upon closing. Member is responsible for all closing costs.

APR = Annual Percentage Rate

Membership eligibility required. Loans subject to credit approval. Rates based on creditworthiness. See rates page for current rate. Closing costs generally total between $350 and $1,500 in addition to $125 application fee.

To make an appointment to apply in person at the Greater Niagara FCU Military Road or Ward Road branches, call 716-297-5944 (NF) or 716-695-1829 (NT). 

Get More Out of Your Home

Use your home as a true investment. When you’re ready, Greater Niagara FCU loan officers are here to help. See how you can utilize your home equity to build you a brighter future.
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