How Can Greater Niagara FCU

Help You?

Online Banking

Savings Account

Checking Accounts

Auto Loans

Personal Loans

Credit Cards

Home Equity Lines of Credit

Mortgages

Member Discounts

Greater Rates & 

Services

Loan Rates, Duration, and APR*
New and Used Autos
Up to 5 Years
As Low as 2.73%
New and Used Autos
Up to 7 Years
As Low as 3.73%
Credit Builder (600+ Credit Score)
Up to 5 Years
12.38%
Share Secured
Up 10 Years
4.08%
Home Equity Line of Credit
10 Years
4.43% Fixed Rate
Unsecured
Up to 5 Years
As Low as 8.47%
New and Used Boats and RVs
Up to 5 Years
As Low as 5.48%
New and Used Boats and RVs
Up to 7 Years
As Low as 6.48%
New and Used Boats and RVs
Up to 15 Years
As Low as 7.98%

*APR = Annual percentage rate. All loans subject to credit approval. Rates and terms based on creditworthiness. APY = Annual percentage yield.

Certificate Rates and APR*
6 Months
0.25%
1 Year
0.35%
2 Years
0.50%
3 Years
0.50%
Greater Saver Buildable Certificate
0.35%

*APR = Annual percentage rate. All loans subject to credit approval. Rates and terms based on creditworthiness. APY = Annual percentage yield.

Savings Rates and APR*
Regular Share Accounts
0.10%

*APR = Annual percentage rate. All loans subject to credit approval. Rates and terms based on creditworthiness. APY = Annual percentage yield.

Below is our Funds Availability Disclosure Policy. This outlines your ability to withdraw funds from any Greater Niagara FCU account. Generally, deposits from cash and checks are available the next business day. Electronic direct deposits are available on the day we receive the deposit. For more information on our general policy, right to hold, delays, withdrawal limits, foreign checks, and delays, click the link below.

Funds Availability Policy Disclosure

 24-Hour Teller

Our 24-Hour Phone Teller service is available 24/7/365 from anywhere in the world. You can call this service to check balances, transfer funds, and much more! Call 716-297-5944 Ext. 7.