What are your immediate financial needs and long-term goals? Greater Niagara FCU can help you reach them quicker with competitive rates and robust financial services—all delivered with a smile and commitment to bettering our community. With APRs as low as 2.73% and fixed rate mortgages, our policies are designed to keep what you have in mind more attainable. Building a new home? Starting a business? Car shopping? Our loan officers are prepared to help and answer your questions, making the process of getting the money you need as seamless as possible. Explore our rates and services, contact Greater Niagara FCU, and let’s begin building a brighter financial future together.
Lower Rates
with Higher Service
Greater Rates &
Services
Loan Rates, Duration, and APR*
New and Used Autos
Up to 5 Years
As Low as 2.73%
New and Used Autos
Up to 7 Years
As Low as 3.73%
Credit Builder (600+ Credit Score)
Up to 5 Years
12.38%
Share Secured
Up 10 Years
4.08%
Home Equity Line of Credit
10 Years
4.43% Fixed Rate
Unsecured
Up to 5 Years
As Low as 8.47%
New and Used Boats and RVs
Up to 5 Years
As Low as 5.48%
New and Used Boats and RVs
Up to 7 Years
As Low as 6.48%
New and Used Boats and RVs
Up to 15 Years
As Low as 7.98%
*APR = Annual percentage rate. All loans subject to credit approval. Rates and terms based on creditworthiness. APY = Annual percentage yield.
Certificate Rates and APR*
6 Months
0.25%
1 Year
0.35%
2 Years
0.50%
3 Years
0.50%
Greater Saver Buildable Certificate
0.35%
*APR = Annual percentage rate. All loans subject to credit approval. Rates and terms based on creditworthiness. APY = Annual percentage yield.
Savings Rates and APR*
Regular Share Accounts
0.10%
*APR = Annual percentage rate. All loans subject to credit approval. Rates and terms based on creditworthiness. APY = Annual percentage yield.
Below is our Funds Availability Disclosure Policy. This outlines your ability to withdraw funds from any Greater Niagara FCU account. Generally, deposits from cash and checks are available the next business day. Electronic direct deposits are available on the day we receive the deposit. For more information on our general policy, right to hold, delays, withdrawal limits, foreign checks, and delays, click the link below.
Funds Availability Policy Disclosure
