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Save What You Want,

When You Want

Greater Niagara FCU offers a variety of savings account types to fit your needs and the needs of your family. When is the best time to start saving? It’s right now.


Your first account with Greater Niagara FCU will be a Savings Account (“Share Savings” Account), which requires a minimum balance of $5.00. This establishes your membership and may allow you to earn dividends while giving you easy access to your funds. With our VISA® ATM card you can access available funds in your savings account worldwide.

We encourage those under 18 years of age to open their first savings account with Greater Niagara FCU. A joint owner who is legally responsible for the account is required.

Christmas Club

How many times have you set money away during the year for December spending sprees, only to find yourself dipping into those savings prior to the holidays? We look to help ease the stress of the holiday season—especially the added stress placed on your wallet. Plan ahead for holiday shopping and extra expenses with a Greater Niagara FCU Christmas Club Account. Deposited funds are held in the account until November 1st, upon which time they are transferred to your share account. Withdrawals are not permitted prior to November 1st so the money you put away will be there to make your holiday spending spirits bright!

Share Certificates

If “safe” is your preferred comfort zone, Greater Niagara FCU Share Certificates could prove to be the right investment for you. Our Certificates are secure, low-risk investments that offer higher dividends than regular savings accounts and are available with a variety of terms.

$500.00 minimum deposit requirement

Or $50.00 minimum deposit if you are under 18 years of age

Competitive rates

Dividends paid to you quarterly

Terms of six months, one year, two years, or three years

*Early withdrawal penalties apply. Fees could reduce earnings. Rates subject to change. Insured by NCUA.

Greater Saver Accounts

A Greater Saver Account is a one-year buildable share certificate account requiring a minimum opening deposit of $25.00. You are able to make deposits into your Greater Saver Account at any time. These Greater Niagara FCU savings accounts also present a higher dividend rate than a normal share account.  

*Early withdrawal penalties apply. Fees could reduce earnings. Rates subject to change. Insured by NCUA.

Start Saving Greater

You can start saving and planning for your financial future with as little as $5.00 at Greater Niagara FCU. With such a wide range of savings options to choose from, there’s never been a better time to start thinking greater. Apply today!
Start Saving