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The Greater, Faster Way to Pay Credit Card Balances 

Need help paying off last year’s credit cards? Take advantage of lower balance transfer rates in 2021. Members of the Greater Niagara Federal Credit Union can save on interest fees by combining credit card balances into one monthly payment with interest rates starting as low as 2.99% for six billing cycles. After that, your interest rate increases to 8.90% or 14.90% APR based on your creditworthiness.

We Care About Our Community’s Credit

Greater Niagara FCU members can also benefit from the Greater Niagara FCU VISA® Credit Card with no annual fees, low non-variable rates for cash advances, and the greater ScoreCard® Rewards Program! 

With benefits like these, the Greater Niagara FCU VISA® card is the greater way to pay for everyday expenses—big and small.

Low non-variable rates for purchases and cash advances

No annual fee

No cash advance fee

No balance transfer fee

Share secured option

Online access to balance summaries, transaction histories, and more from anymore at eZCardinfo.com

ScoreCard® Rewards

Apply today!

Members Pay & Save Greater

Become a member of Greater Niagara FCU today and start enjoying greater perks like hassle-free checking and savings accounts, competitively priced loans, insurance policies, discounts at your favorite local retailers, and much more.

VISA® Gift Cards

Money Orders

Foreign Currency Exchange

VISA® Travel Cards

Discounts at Regal Cinemas and Delta Sonic

Love My Credit Union® Rewards

Become a Member!

What Else Can Greater Niagara FCU Do for You?

Online Banking

Savings Accounts

Checking Accounts

Auto Loans

Personal Loans

Home Equity Line of Credit


Boat & RV Loans

We Work for Our Community

Two convenient locations, open Monday through Friday, online banking, and our 24-Hour Phone Teller service makes banking at Greater Niagara FCU easy! You can login here anytime or call 716-297-5944 Est. 7 from anywhere 24/7/365 to check balances, transfer funds, and more great financial options.

Our Locations:


2901 Military Road

Niagara Falls, NY 14304
Phone: 1-716-297-5944
Fax: 1-716-297-6074

160 Ward Road

North Tonawanda, NY 14120
Phone: 1-716-695-1829
Fax: 1-716-695-0546



Thursday           9AM – 4:30PM
Friday                 9AM – 4:30PM
Saturday            Closed
Sunday               Closed
Monday              9AM – 4:30PM
Tuesday              9AM – 4:30PM
Wednesday        9AM – 4:30PM

Let’s Be Greater Together

Saving for college tuition? Looking to buy your first home? Looking to refinance your current home? Maybe you’re planning your nest great family vacation. Contact a Greater Niagara FCU loan professional today to become a member and explore all of your financial options!
Get in Touch