Credit Card Balance Transfer
Enjoy 2.99% for 6 Months
Need help paying off last year’s credit cards? Take advantage of lower balance transfer rates in 2021. Members of the Greater Niagara Federal Credit Union can save on interest fees by combining credit card balances into one monthly payment with interest rates starting as low as 2.99% for six billing cycles. After that, your interest rate increases to 8.90% or 14.90% APR based on your creditworthiness.

We Care About Our Community’s Credit
Greater Niagara FCU members can also benefit from the Greater Niagara FCU VISA® Credit Card with no annual fees, low non-variable rates for cash advances, and the greater ScoreCard® Rewards Program!
With benefits like these, the Greater Niagara FCU VISA® card is the greater way to pay for everyday expenses—big and small.
Low non-variable rates for purchases and cash advances
No annual fee
No cash advance fee
No balance transfer fee
Share secured option
Members Pay & Save Greater
Become a member of Greater Niagara FCU today and start enjoying greater perks like hassle-free checking and savings accounts, competitively priced loans, insurance policies, discounts at your favorite local retailers, and much more.
VISA® Gift Cards
Money Orders
Foreign Currency Exchange
VISA® Travel Cards
Discounts at Regal Cinemas and Delta Sonic
We Work for Our Community
Two convenient locations, open Monday through Friday, online banking, and our 24-Hour Phone Teller service makes banking at Greater Niagara FCU easy! You can login here anytime or call 716-297-5944 Est. 7 from anywhere 24/7/365 to check balances, transfer funds, and more great financial options.
Our Locations:
2901 Military Road
Niagara Falls, NY 14304
Phone: 1-716-297-5944
Fax: 1-716-297-6074
160 Ward Road
North Tonawanda, NY 14120
Phone: 1-716-695-1829
Fax: 1-716-695-0546
Hours: