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How it Works

Partnering with Greater Niagara FCU to consolidate your debt is easy, and just has three simple steps. 


Become a Member

Join the Greater Niagara FCU, and instantly have access to this opportunity.

Transfer Your Balances

Work with a Greater Niagara FCU representative to consolidate all of your debt onto one, Visa credit card.

Make One Payment Per Month

With all of your debt consolidated onto one card, you can make one easy payment (with the low interest rate of 4.99% APR) to Greater Niagara FCU per month.

We Care About Credit

There’s never been a better time to put a Greater Niagara FCU VISA® credit card in your wallet. Plus, with ScoreCard® rewards you can have your purchases begin to pay you back! Apply today to start spending smarter and greater with the Greater Niagara FCU VISA®.
Apply for a Credit Card

With the following features, a Greater Niagara FCU VISA credit card is a must for every wallet:

Low non-variable rates for purchases and cash advances

No annual fee

No cash advance fee

No balance transfer fee

Share secured option

Access your VISA® credit card account anywhere in the world with eZCardinfo.com

ScoreCard® Rewards

If you’re not ready to apply, speak with one of our representatives today!

Anyone who lives, works, worships, attends school, or conducts business in Erie or Niagara County is eligible for membership to Greater Niagara FCU. If you have any questions, please call us at 716-297-5944 or 716-695-1829 or send an email to gnfcu@greaterniagarafcu.com. Once we’re connected, we can schedule a time to review this opportunity and quickly consolidate your debt.

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