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Greater Savings When Ordering In

Whether you’re part of a big family or a single college student, at-home food and meal delivery services have become a fast and convenient way to enjoy a bite to eat. In fact, the home food delivery market has grown over 8% in just the last two years

Thanks to tech-backed and user-friendly apps, getting what you want to eat, when you want it, is more easily accessible than ever. However, it’s important to weigh the benefits against  the setbacks that can help you decide whether these services are a choice or a necessity.

Grocery Delivery

While grocery delivery is vital for some households, especially during the recent climate, those who do not need it may be seeing some unexpected hits to their budget. One of the major added costs is through fees including ordering fees and delivery fees. For example, Instacartone of the most popular grocery delivery apps—services 9.6 million active users, charging $3.99 for same-day orders of $35 or more. That’s an added $4 to a $35 in-store value, thus increasing the price per item you’re paying for. That’s not including tax or a 15-20% tip for the driver.

Restaurant Delivery

There is no doubt restaurant delivery services are quick, easy, and helpful for busy households, although these services come at a cost. Similar to grocery delivery, ordering from apps like Doordash, GrubHub, or Uber Eats typically results in added service and delivery fees. Some restaurants may even make you order a minimum amount before placing a delivery order so you could end up paying for more than what you wanted, in exchange for convenience.

Decide If Delivery Is Right for You

At-home food delivery can serve as a key tool for families and households in need of convenience. Though, individuals who choose to have their food delivered should consider the cost of convenience compared to other household expenses. This helps individuals understand the true cost and make an informed decision based on what works best for them.

Link Your Greater Niagara FCU Credit Card

Greater Niagara FCU Members can use their Visa Credit Card to pay for these types of at-home food conveniences with additional perks and rewards! There are zero annual fees, no additional costs for cash advances or balance transfers. 

Plus, Members can now apply for a limited time Credit Card Balance Transfer with rates as low as 4.99% APR, until August 31, 2022.